10 Tips for Building Financial Security
Start building financial security today with Payactiv. These 10 tips can help put you on a path to financial stability and security
12 Budgeting Tips for Beginners For Every Financial Situation
If you have financial goals on your mind, you’re likely concerned about the dreaded B-word—budgeting. But if you’re going to save money, a few budgeting tips can help you change your mindset for a healthier approach to your finances. How Will Budgeting Benefit You? The first benefit of budgeting is getting rid of some of […]
How to Spend Less by Ignoring the Joneses
When people in our lives get the latest iPhone, shoes, car, or tech gadget, it can be easy to feel left behind. We live in the age of influencers and viral TikTok trends. So the list of things we need to buy to feel included can be endless. We’ve all fallen down this spiral at […]
The Hidden Costs of Credit: Understanding Interest Rates and Fees
According to Transunion, the average credit card balance for Canadians was $3,909 during the first quarter of 2023. This figure was up from the $2,447 average credit card balance in the third quarter of 2022. If you grapple with credit card debt, you’re not alone—many other Canadians are struggling too. Your credit card can put […]
Mastering Credit: A Guide to Building a Strong Financial Foundation
Some personal finance experts swear by using credit cards, while others recommend avoiding them at all costs. The reality is that you sometimes need a credit card for essential payments, like bills and travel. Mastering credit can help you build a solid financial foundation. A strong credit history can give you better options when applying […]
Managing Financial Stress: Strategies for Maintaining Mental Wellbeing in Times of Uncertainty
With the increasing cost of living for all Canadians, many people feel the pain of inflation emotionally and financially. It’s hard to deny a strong correlation between financial health and mental health—staying positive when stressing about paying your rent on time or having enough to cover necessities is challenging. While money doesn’t solve all our […]
Budgeting 101: How to Create and Stick to a Realistic Budget
Practically everyone has heard of a budget and why making one is important. Having a budget can simplify your financial life and show you exactly where your money goes. Here is how to create a budget and realistically stick to it. What’s Budgeting All About? The goal of creating a budget and following it […]
Planning for Retirement: Steps to Secure Your Financial Future
Even though you may feel like you’re still early in your career, it’s never too soon to start planning for retirement. You can’t work forever, and you likely don’t want to work into your golden years. That’s why preparing for retirement while you’re still working is essential. Here are several ways to plan for retirement […]
What to Do If You’re Short on Rent Before Payday
Picture this—the rent is coming up, and you don’t have enough money to pay your landlord due to unexpected events. You’re now short on rent before payday and stressing out about how to pay your bills. If you’ve ever been in this situation, you’re not the only one. Options are available, even during this period […]
